Of course, all women are unique, but in general we earn less, save and invest less, are more conservative in our approach to investing, and are less confident about personal finance and investment decisions. We often spend time out of the workforce caring for children and/or other family members and are statistically likely to die single…never married, divorced or widowed. Surveys show that women are less satisfied with current advisory services.
While our focus is on helping women, we also help many families and male clients as well.
Our Approach & Values
To put it simply, we are women helping women. Our goal is to have a professional, competent and compassionate team of advisors uniquely qualified to serve women of all ages.
Here are Six Key Value Propositions We Provide:
Trust, Honesty, Integrity, Transparency, Accessibility, Teaching, Service, Details, Teamwork, Communication, Consistency, Giving Back. We believe values matter and we live by ours every day.
As Teddy Roosevelt once said, "People don’t believe what you say until they believe that you care". We agree!
Why work with an Advisor?
With all the talk about "robo advisors", it is important to consider what an advisor brings to the table.
We get "into the weeds" of your entire financial picture to make sure that your financial resources and habits are truly aligned with your life goals. Our passion is to help.
We are willing, in fact eager, to address non-numerical financial issues — the psychology behind spending/saving challenges, next-generation financial education, family dynamics around money, health events, aging and end of life.
Would artificial intelligence know that you are getting ready to quit your job before age 65 and that extended year tax and cash flow planning is needed to qualify you for low-cost insurance through the Affordable Care Act?
Will the computer planner know when you have a health event that generates huge medical deductions and help you create income through retirement plan distributions or capital gains to utilize those deductions, so they don’t disappear without being utilized?
Will robo planners help you if you are over age 70 to optimize your IRA charitable giving, and stay in lower tax brackets and avoid Medicare premium traps?
When you want to change careers, are considering a divorce, are diagnosed with a life-threatening illness or start to have age-related cognitive issues, will the machine counsel you through complex financial decision-making, assist in arranging help, and basically tell you, “I’ve got your back.”?
We think you know the answer to these questions.
As a reference: If you have an interest, Vanguard Research provides a quantification of an advisor's value here: